The Bible does not say that money is the root of all evil. It says in 1 Timothy 6:10 that “the love of money is the root of all kinds of evil. If you are not able to control money, it will control you. It is a necessity but once left unmanaged, it can be abused. It can be abused to the point that it could be addictive, which is called materialism. Sometimes, even without money, once you become too materialistic, you may get into the habit of borrowing and become buried in debt.
If you are needing debt help, here are some tips and a resource to help you out. First, let me suggest to list down the expenses you incur. Make it a habit to keep the receipts of everything you buy and list them down. Make a financial journal. Next, you must plan what you spend. This is simply telling your money where it should go. Make a budget. If you plan to consolidate your debts and pay them all off, include the payments in your budget. After doing that, you must start saving. Let me suggest living on 80% of your income. Save 10%. The other 10%? Give it back to God. Be generous. Then live on what is left.
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